The litigation insurance business is P & I ’s separately operated freight, demurrage and defense insurance, referred to as FDD insurance, which is separate from the basic rules of P & I and is subject to separate regulations. It <br><br>mainly provides the underwriting of members ’litigation or defense actions against third party claims . <br><br>This type of insurance only covers the costs of litigation in disputed cases, not the litigation itself. <br><br>For claims that are covered by the P & I Basic Rules, the litigation costs are also covered by P & I. <br><br>Therefore, litigation insurance should be specifically for the compensation of litigation costs for accidents not covered by the P & I basic rules
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