我们所说的一个银行具有流动性，是指该银行在任何时候都可以以合理的价格得

When we say a bank is liquid, we mean that the bank can get enough funds at a reasonable price at any time to meet the needs of its customers to withdraw funds at any time. Bank liquidity includes two meanings: one is the liquidity of assets, and the other is the liquidity of liabilities. The liquidity of assets refers to the ability of bank assets to be quickly realized without loss; the liquidity of liabilities refers to the ability of banks to obtain the required funds in a timely manner at a lower cost [4]. Liquidity risk arises when a bank's liquidity faces uncertainty.

When we say a bank has liquidity, it means that the bank can get enough funds at a reasonable price at any time to meet the needs of its customers to withdraw funds at any time. Bank liquidity includes two meanings: one is the liquidity of assets, the other is the liquidity of liabilities. Liquidity of assets refers to the ability of a bank to quickly realize its assets without loss; The liquidity of liabilities refers to the ability of banks to obtain the required funds in time at a lower cost [4]. When the bank's liquidity is facing uncertainty, it will produce liquidity risk.

By liquidity, we mean that the bank can get enough funds at a reasonable price at any time to meet the needs of its customers to withdraw funds at any time. The liquidity of banks includes two meanings: the liquidity of assets and the liquidity of liabilities. Liquidity of assets refers to the ability of bank assets to realize quickly without loss; Liquidity of liabilities refers to the ability of banks to obtain the required funds in time at low cost [4]. When the bank's liquidity is faced with uncertainty, it will generate liquidity risk.