Creditors generally conduct an assessment based on the creditworthiness of the business to decide whether or how much to lend. They therefore attach great importance to the solvency of the company. If the results of the project implementation are below expectations or if the benefits are below expectations, this means that the profitability is poor and that it can be difficult to repay the principal and interest of the loan. If profitability is high, it usually means that the business is running well and has good development prospects, which also offers good credit capital opportunities.