The theoretical knowledge of financial management and risk management has a long history, and it is the focus of research by economists and others in various countries, but with the gradual improvement of market economy in recent decades, we have a deeper understanding and understanding of financial risk management. As for the origin of risk, - it is believed that it originated in Germany, and then spread to the United States and in the United States has been improved and developed - step by step. In the United States, because of its rapid economic development, the market system is more perfect, resulting in a series of business management problems, so it has a good theoretical research basis. So far, some advanced risk management theories in the world have come from the United States.
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