信息不对称性，是指在市场交易中，买卖双方对交易物双方所掌握的信息是不相

Information asymmetry means that in market transactions, the information held by the buyer and the seller on the transaction is not symmetrical. Usually the seller of the product has more information, and the buyer of the product has less information about the product to be purchased. In the real economy, information asymmetry is so common that its influence is too great, which leads to trade imbalance between markets. It also has an impact on the principles of social fairness and justice and the efficiency of market allocation of resources. Trade holds The party with information superiority obtains too much surplus information, and the situation where the distribution of benefits is seriously unbalanced due to the excessive disparity of information power. Just like the concrete enterprises and commercial banks in this article, there is asymmetric information. The bank ’s lack of understanding of the business and financial situation of the enterprise, plus the game between the enterprise and the bank

信息不对称性，是指在市场交易中，买卖双方对交易物双方所掌握的信息是不相对称的。通常产品的卖方拥有更多的信息，而产品的买方对所要购买的产品拥有更少的信息。在实体经济中,信息不对称是如此常见,其影响力太大,导致市场之间的贸易不平衡，同时也对社会的公平、公正的原则以及市场配置资源的效率等产生影响，贸易中占有信息优势的一方获得过多的盈余信息,出现因信息力量对比过于悬殊导致利益分配结构严重失衡的情况。就像本文中的混凝土企业和商业银行就是信息不对称的关系。银行对企业的经营、财务状况的不了解，再加上企业和银行在博弈中

Information asymmetry refers to the asymmetry of the information held by the buyer and the seller in the transaction. Usually the seller of the product has more information, while the buyer of the product has less information about the product to be purchased. In the real economy, information asymmetry is so common that its influence is too large, which leads to the trade imbalance between markets, but also affects the principles of social fairness and justice, as well as the efficiency of market allocation of resources. The party with information advantage in trade obtains too much surplus information, There is a serious imbalance in the structure of interest distribution due to the great disparity of information power. Just like the concrete enterprises and commercial banks in this paper are the relationship of information asymmetry. The bank's ignorance of the operation and financial situation of the enterprise, plus the game between the enterprise and the bank<br>