Abstract: starting from the connotation of rural credit cooperatives and the development process of rural credit cooperatives, this paper briefly summarizes the basic meaning of rural credit cooperatives and the historical background of the establishment of rural credit cooperatives, providing theoretical basis for our research direction, so as to achieve the ultimate purpose of this study. Then, taking the rural credit cooperatives of Jilin Province as the research object, this paper analyzes the current situation of rural credit cooperatives in Jilin Province from three aspects: organization, operation and management. Then, it introduces the problems of loan management system, service function, staff quality and property right clarity that still exist in the sustainable development of Jilin Rural Credit Cooperatives. Finally, in order to realize the long-term development of rural credit cooperatives in Jilin Province, in view of these problems existing in rural credit cooperatives in Jilin Province, this paper puts forward countermeasures and suggestions to improve the problems of rural credit cooperatives in Jilin Province, that is, to improve the loan management system; to improve the use efficiency of ATM; to strengthen the team building and improve the service level; to deepen the reform of property rights, and to clarify the relationship of property rights.<BR>Key words: Rural Credit Cooperatives; current situation; problem countermeasures; Jilin Province<BR>
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