企业信贷约束和消费信贷约束存在，缓解信贷约束有利于推动经济增长。消费金

Corporate credit constraints and consumer credit constraints exist, and easing credit constraints is conducive to promoting economic growth. Consumer finance is consumer credit, including but not limited to credit card loans, various consumer product loans and service consumer loans (including one-time and installment loans), etc., while involving a small amount of housing mortgage loans and vehicle mortgage loans. The purpose of providing consumer credit is to support individuals or households to make a purposeful consumption, excluding pure personal credit loans of unknown scope

The existence of enterprise credit restraint and consumer credit constraint, easing credit constraint is conducive to promoting economic growth. Consumer finance is consumer credit, including but not limited to credit card loans, various consumer goods loans and service consumer loans (including one-time and installment) and so on, while a small amount involves housing mortgage loans and vehicle mortgage loans. The purpose of providing consumer credit is to support individuals or households in carrying out purposeful consumption, not including purepersonal credit loans with an unknown scope

Enterprise credit constraints and consumer credit constraints exist. Easing credit constraints is conducive to promoting economic growth. Consumer finance refers to consumer credit, including but not limited to credit card loans, various consumer goods loans and service consumer loans (including one-off and installment loans), and a small amount involves housing mortgage loans and vehicle mortgage loans. The purpose of providing consumer credit is to support individuals or families to make purposeful consumption, excluding pure personal credit loans with unknown scope<br>