在次贷危机发生之前，抵押经纪人约占所有次贷抵押的65％。 然而，对于危

Before the subprime crisis, mortgage brokers accounted for about 65% of all subprime mortgages. However, for the pre-crisis little is known about their behavior. Average revenue per broker finance loan is $ 5,300. Brokers revenue broken down into costs and profit part, the different types of loans earned profit is different, and with the borrower, different brokers, regulatory and community features differ. The follow-up performance and profits associated with the loan broker, and the broker indicated that made huge profits at higher afterwards risk loans.

Before the subprime crisis, mortgage brokers accounted for about 65 per cent of all subprime mortgages. However, little is known about their behaviour before the crisis broke out. The average broker earns $5,300 per financing loan. Brokers' income is broken down into cost and profit components, and the profits earned by different types of loans are different and vary depending on borrowers, brokers, regulations and community characteristics. Linking the broker's profit to the subsequent performance of the loan shows that the broker makes a high profit in a loan that is riskier after the fact.

Before the subprime crisis, mortgage brokers accounted for about 65% of all subprime mortgages. However, little is known about their behavior before the crisis. The broker's average income per financing loan is $5300. Broker's income is divided into cost and profit parts. The profit of different types of loans is different, and varies with the characteristics of borrowers, brokers, regulations and communities. This paper relates the broker's profit with the subsequent performance of the loan, and shows that the broker has made a high profit in the loan with higher risk afterwards.