Pan-asia deducts 1.25‰ management fee from the trustee's Daily 5‰ delayed delivery fee, and the trustee's daily actual investment return is 3.75‰(annualized return of 13.68%) . From the above "Rijinbao" revenue model, Rijinbao is indeed "guaranteed" , in addition, pan-asia also promised "capital preservation and interest, capital in and out" , which makes a large number of investors on the "Rijinbao" .