同时,在产品研发的过程中,保险公司可能还需要承担会发生的沉没成本和机会成本,由于新兴技术产品的研发周期长,且科学技术发展日新月异不断变化,保险公司在未来收益不确定的情况下,需要投入的研发成本极为高昂;在产品推广运营阶段,保险公司还需要借助大量的宣传手段来获取用户信任,引导用户接受新兴产品,因此将会产生相应的销售费用,这也是保险公司需要承担的额外成本。
I ka manawa like, i ke kaʻina o ka noiʻi a me ka hoʻomohala ʻana i nā huahana, pono paha nā hui ʻinikua e amo i nā kumu kūʻai a me nā kumukūʻai kūpono e hiki mai ana. a me ka ʻenehana, ʻaʻole maopopo ka loaʻa ʻana o nā ʻinikua i ka wā e hiki mai ana. He kiʻekiʻe loa ke kumukūʻai o ka noiʻi a me ka hoʻomohala ʻana e pono e hoʻopukapuka ʻia, ma ke ʻano o ka hoʻolaha ʻana i ka huahana a me ka hana ʻana, pono pū nā hui ʻinikua e hilinaʻi i ka nui o nā mea hoʻolaha e loaʻa ai. hilinaʻi ka mea hoʻohana a alakaʻi i nā mea hoʻohana e ʻae i nā huahana e puka mai ana, no laila e loaʻa nā kumukūʻai kūʻai kūpono, a koi ʻia hoʻi e nā hui ʻinikua.
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