对个人住房贷款的定义在《个人住房贷款管理办法》中有标准的解释。个人住房

The definition of personal housing loans is explained in a standard way in the "Management Measures for Personal Housing Loans". Personal housing loan refers to a loan from a natural person to the lender for the purchase of self-use ordinary housing. If the borrower applying for the loan cannot make up the principal and interest before the due date, the lender has the right to dispose of its collateral or pledge, or the guarantor shall be responsible for repaying the principal and interest in accordance with the terms of the contract. When the lender makes a loan, the borrower must provide a guarantee.

The definition of personal housing loans is interpreted as a standard in the Measures for the Administration of Personal Housing Loans. Personal housing loan refers to a loan from a natural person applying to the lender for the purchase of ordinary housing for his own use. If the borrower applying for the loan is unable to make up the principal and interest before the maturity date, the lender shall have the right to dispose of its collateral or right, or the guarantor shall have a guarantee liability for the repayment of the principal and interest in accordance with the terms of the contract. When the lender makes a loan, the borrower must provide a guarantee. ...

The definition of personal housing loan has standard explanation in the measures for the administration of personal housing loan. Personal housing loan refers to the loan that a natural person applies to the lender to purchase a common house for his own use. If the borrower applying for the loan is unable to make up the principal and interest before the due date, the lender shall have the right to dispose of its mortgage or pledge, or the guarantor shall be liable for the repayment of the principal and interest in accordance with the terms of the contract. When the lender makes a loan, the borrower must provide a guarantee.