目前银行账户的信用的余额，只有16145磅，属于银行提供的短期贷款，o

At present, the credit balance of the bank account is only 16,145 pounds, which belongs to the short-term loan provided by the bank. Over drafts are not enough to pay the purchase price of 30,000 pounds. At the same time, the service life of the vehicle is significantly longer than the repayment period of overdraft, so it cannot be used for purchase fixed Assets, such as vehicles. In addition, factoring and invoice discounting are not suitable because they can only provide short-term loans, and the cost is relatively high.

The current bank account credit balance, at only 16,145 pounds, is a short-term loan from the bank, over drafts, which is not sufficient to cover the purchase of a car, and the vehicle has a significantly longer service life than the overdraft repayment period and therefore cannot be used to purchase fixed assets, such as vehicles. It is also not suitable because they can only provide short-term loans and are more expensive.

At present, the credit balance of the bank account is only 16145 pounds, which belongs to the short-term loan provided by the bank, over drafts, which is not enough to pay for the purchase of 30000 pounds of car. At the same time, the service life of the vehicle is significantly longer than the repayment period of overdraft, so it can not be used to purchase fixed assets, such as vehicles. In addition, factoring and invoice discounting. Are not suitable because they can only provide short-term loans and have high costs.<br>