根据金融工具的性质,本公司以单项金融资产或金融资产组合为基础评估信用风

Based on the nature of financial instruments, the company assesses whether credit risk has increased significantly on the basis of individual financial assets or a combination of financial assets. The company divides accounts receivable into several combinations based on credit risk characteristics, calculates expected credit losses on the basis of the combination, and determines the basis of the combination as follows:

Depending on the nature of the financial instrument, the Company evaluates whether credit risk has increased significantly on the basis of a single financial asset or portfolio of financial assets. The Company divides accounts receivable into several combinations according to credit risk characteristics, and calculates the expected credit loss on the basis of the portfolio, which is based on the following:

According to the nature of financial instruments, the company assesses whether there is a significant increase in credit risk based on a single financial asset or a combination of financial assets. According to the characteristics of credit risk, the company divides accounts receivable into several combinations and calculates the expected credit loss based on the combination. The basis for determining the combination is as follows: