To spend or save is a question which many people have. There is always a(n) 1)________ whether one should spend the money that he has earned or save that money for the future. Well, there is no 2)________ answer to the question as different people have different 3)________ on their life, and that is the reason why some people tend to spend all the money earned while others 4)________ control over their money. People who spend all the money do not think much about the future. The only thing that they enjoy doing most is to 5)________ pleasure from spending money. For example, if they like a particular car, mobile phone or laptop, they will buy it without giving it a thought. For them, the most important thing is to satisfy their material 6)________. People who have their first job or who haven't married often fall in this category. In the long run, saving is a good 7)________ for one's life as saving helps an individual to plan for future 8)________ needs. That is also the reason why many people save money for a rainy day. Individuals who can 9)________ their spending save money successfully. Instead of buying on impulse, they delay their purchasing decision and won't be easily 10)________ by commercial ads. Individuals who have responsibility for their family belong to this category.1)