Low risk, low investment cost<br>The maturity of money market instruments is usually very short, and the average maturity of money market fund portfolio is generally 4-6 months, so the risk is low, and its price is usually only affected by the market interest rate. Money market funds usually do not charge redemption fees, and their management fees are relatively low. The annual management fees of money market funds are about 0.25% - 1% of the net asset value of the funds, which is lower than the traditional annual management fees of 1% - 2.5%.<br>
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