c. Plant, Tools and Equipment Insurance for the full value and against all insurable loss or damage during loading, off-loading and transportation from whatever cause arising to plant, tools and equipment owned, rented and/or under care, custody and control by the FTBCI for use in the work. This insurance should cover all risks of physical damage and loss from whatsoever cause arising including but not limited to negligence, error of judgement, incompetence or malicious acts of any person whatsoever during loading, off- loading and transportation to Ebusco’s premises and back to the FTBCI’s premises.