从金融科技发展情况来看，金融科技为科技与金融业务相结合，所需人才为既懂

From the development of financial technology, the financial technology and financial services technology combined with the required scientific and technical personnel to not only understands but also understands comprehensive financial services talent. But there has been domestic banks recruit talent mainly for the Economy Management Specialty born, their responsibilities are also major assets and liabilities and intermediary business bank-led, job skills accumulated experience is mainly banking Plate, without science and technology research and development applications work experience and background, we now have the financial and commercial banks is the lack of a comprehensive science and technology talent, especially high-end talent needed to finance the development of science and technology.

From the financial science and technology development situation, fintech for science and technology and financial business combined, the need for talent for both science and technology and financial business of comprehensive talent. However, the talents recruited by domestic banks have been mainly in management professional origin, their work responsibilities are mainly dominated by the bank's balance sheet and intermediary business, the experience of the accumulated work skills is mainly in the banking sector, without the experience and working background of scientific and technological research and development applications, Therefore, commercial banks are short of comprehensive financial and technological talents, especially for the development of financial science and technology needs high-end talent.

From the perspective of the development of financial science and technology, financial science and technology is a combination of science and technology and financial business, and the required talents are comprehensive talents who understand both science and technology and financial business. However, the talents recruited by domestic banks have always been born in the major of economic management, and their job responsibilities are mainly dominated by the bank's assets and liabilities and intermediary business. Their job skills accumulation experience is mainly in the banking business sector, without the experience and working background of scientific research and application, so at present, commercial banks lack comprehensive talents in finance and science and technology, Especially for the high-end talents needed for the development of financial technology.<br>