5. This agreement shall be valid for a minimum period of five (5) years from the date of the agreement, and for five (5) years after completion of each transaction via exchange of information, whichever occurs later, with additional five (5) years automatic roll-over/renewals at the close of each transaction or exchange of information, an thereafter at the end of any roll-over period, without the need for advisement, unless mutually agreed in writing to be terminated by all the “parties”, which termination can occur only at the end of any roll-over period, and must be acknowledged by notice through certified mail thereof; if notice is not given by all the “parties” within ten (10) days after the beginning of a new roll-over period, it shall be construed that the agreement is in full force and in effect between the “parties” for another five (5) years.