众所周知，如果一个人只想着花钱，他早晚都会变成穷光蛋。但是，有些人认为

As we all know, if a person only wants to spend money, sooner or later he will become poor. However, some people think that the purpose of life is to enjoy every moment, so they will spend all their income. Although Brian and Peter are close friends, their consumption habits are very different. Brian is very careful when using pocket money. He only spends money when necessary. For example, he may only spend money on necessary school supplies, and he will try to deposit the remaining money into his savings account. In his view, although the amount is small, because people never know what will happen in the future, this will help him to overcome a difficult situation. Unlike Brian, Peter usually spends money at will. He often buys expensive items. Sometimes, he may buy himself an expensive designer shirt or a pair of expensive designer shoes. Unlike Brian, he will never deposit additional money in the bank after meeting basic needs. For him, saving money in a bank is really a stupid thing. All in all, Brian and Peter spend their money very differently. Spend money wisely and save extra money to meet the urgent needs of the future, enabling students to manage their finances and fully focus on their learning. They will also get great fun from their financial management methods.

众所周知，如果一个人只想着花钱，他早晚都会变成穷光蛋。但是，有些人认为生活的目的是享受每一刻，所以他们会花掉自己所有的收入。尽管布莱恩和彼得是密友，但他们的消费习惯却大不相同。布赖恩在使用零用钱时非常谨慎。他只在必要时才花钱。例如，他可能只会在必要的学习用品上花钱，他将尝试将剩余钱存入自己的储蓄帐户。在他看来，尽管金额很小，但由于人们永远不知道将来会发生什么，这将有助于他度过一个难关。与布莱恩不同，彼得通常会随意花钱。他经常购买昂贵的物品，有时，他可能会给自己买一件昂贵的名牌衬衫或一双昂贵的名牌鞋。与布莱恩不同，他在满足基本需求后再也不会在银行存入额外的钱。对他来说，在银行存钱实在是一件很愚蠢的事情。总而言之，布莱恩和彼得的花钱方式大不相同。明智地花钱并节省额外的钱来应付未来的紧迫需求，使学生能够管理自己的财务并完全专注于他们的学习。他们还将从他们的理财方式中获得极大的乐趣。

As we all know, if a person only wants to spend money, he will become poor sooner or later. However, some people think that the purpose of life is to enjoy every moment, so they will spend all their income. Although Brian and Peter are close friends, their consumption habits are quite different. Brian is very careful with his pocket money. He only spends money when necessary. For example, he may only spend money on necessary school supplies, and he will try to deposit the remaining money in his savings account. In his view, although the amount is small, it will help him through a difficult situation because people never know what will happen in the future. Unlike Brian, Peter usually spends his money at will. He often buys expensive things. Sometimes, he may buy himself an expensive famous brand shirt or a pair of expensive famous brand shoes. Unlike Brian, he never deposits extra money in the bank after meeting basic needs. It's stupid for him to save money in the bank. All in all, Brian and Peter spend money in very different ways. Spend wisely and save extra money to meet the pressing needs of the future, enabling students to manage their finances and fully focus on their studies. They will also have great fun with the way they manage their finances.<br>