Transfer remittance includes intra-bank transfer with the same name, intra-bank transfer, inter-bank transfer, intra-bank directional transfer, transfer result query and other businesses. In the mobile phone bank transfer function, mobile phone-to-mobile phone transfer reflects its characteristics to the greatest extent. Take Minsheng Bank as an example, customers can transfer money between domestic banks through mobile phone banks. Generally, there is no charge in the same city for the time being, and fees will be charged in different places according to regulations.