This makes many consumers prefer to let sales staff introduce products to them, and sales staff prefer to introduce products to them within a limited time. Introducing the guarantee function of the product, but ignoring the obligations and risks the product brings to consumers, can easily lead to misleading sales. In addition, due to the lack of public insurance knowledge, many customers have relatively simple understanding of insurance terms. Complicated insurance clauses may reduce customers' desire to purchase.This makes many consumers prefer to let sales staff introduce products to them, while sales staff prefer to introduce products to them within a limited time. The introduction of product guarantee function ignores the obligations and risks brought by products to consumers, which easily leads to misleading sales. In addition, due to the lack of public insurance knowledge, many customers' understanding of insurance terms is relatively simple. Complex insurance terms may reduce customers' desire to buy.