If the Outperformance is at or above 0%, you will receive an amount in cash equal to your principal investment plus a return amount. The return amount per Denomination per Note is computed in percentage terms as Participation Rate x Outperformance If the Outperformance is below 0%, you will receive an amount in cash at maturity equal to your principal investment multiplied by the higher of Floor Level or 100% + (Participation Rate x Outperformance). This will be less than 100% of your principal investment