Yes, a transaction this large is hard to process. There are no fees if I simply void the transaction. It has been captured but you have not been charged yet. That doesn't happen until our credit card closing at 6 pm Mountain Time Zone which is 9 hours from now.The lowest fee is for a bank wire transfer, but that is not so convenient to you. If you pay us by PayPal we absorb the fee. You do not see a higher fee, the only difference is in exchange rates.