Create a department dedicated to online banking risk management, coordinates the internal and external risk management of online banking and creates a new risk management system with a risk management department, mainly in the online banking department, supplemented by external supervision and cross-sector risk management. At the same time, due to the tense work of ordinary staff, the limited levels of staff in the real situation, the network must create a full-time person who is responsible for managing the risks of online banking, rigorous risk management and commercial work at the same time, at the same time in key positions of online bank risk management. , in order to do a good job of rotation, mandatory leave and other systems to ensure compliance with the work of online banking.