you have nothing to worry about because this is the bank, and the bank can't tell you what's not right because they're trustworthy and reliable..and as you can see in the website, there's alot of people banking with them, so you have nothing to worry about. because right now, all we have to do is for us to get the activation code by texting the account officer since we were refered to the account officer by the customer care,so that everything can be successful for us as planned babe..so you don't have to worry about anything okay!(please!)