因此,本文以GD银行为研究对象,运用文献资料法、案例分析法等方法对GD银行不良贷款管理进行研究。文中在不良贷款相关概念及理论的基础上,从不良的英语翻译

因此,本文以GD银行为研究对象,运用文献资料法、案例分析法等方法对GD

因此,本文以GD银行为研究对象,运用文献资料法、案例分析法等方法对GD银行不良贷款管理进行研究。文中在不良贷款相关概念及理论的基础上,从不良贷款基本情况、不良贷款管理的流程与处置、不良贷款内控情况、不良贷款分布情况以及不良贷款清收情况等方面对GD银行不良贷款管理的现状分析,得出了GD银行不良贷款管理中存在信贷结构不合理、三查贷款流程存在不合理、不良贷款处置手段单一、信用管理评级制度不完善、对企业信贷人员队伍薄弱等问题,而导致这些问题的原因主要分为外部和内部方面的原因,外部有宏观经济影响因素、银企信息不对称;内部有贷款结构不合理投放过于集中、三查管理制度还存在不完善、银行经营管理理念存在滞后、不良贷款对象潜在风险较大、企业信贷人员整体素质不高等。最后结合上述对GD银行不良贷款管理中的问题及原因分析,提出了五点加强GD银行不良贷款管理的措施,一是优化GD银行信贷结构,分散信贷风险;二是严格落实信贷三查制度,增强风险防控能力;三是丰富与创新不良贷款的处置方式;四是优化信用环境,完善信用管理体系;五是加强信贷队伍建设,增强风险防范意识等对策,通过这些措施的实施,切实有效控制GD银行不良贷款现象的发生,实现GD银行不良贷款余额和不良贷款率“双降”的基本目标。
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源语言: -
目标语言: -
结果 (英语) 1: [复制]
复制成功!
Therefore, this article takes GD Bank as the research object, and uses the literature data method and case analysis method to study the non-performing loan management of GD Bank. Based on the related concepts and theories of non-performing loans, the article has analyzed the non-performing loans management of GD Bank from the aspects of the basic situation of non-performing loans, the process and disposal of non-performing loans management, the internal control of non-performing loans, the distribution of non-performing loans and the collection of non-performing loans. The analysis of the current situation shows that GD Bank's non-performing loan management has unreasonable credit structure, unreasonable three-check loan process, single non-performing loan disposal method, imperfect credit management rating system, and weak corporate credit staff. The causes of these problems are mainly divided into external and internal reasons. External factors include macroeconomic factors and asymmetric information between banks and enterprises; internal loans are unreasonably over-concentrated, the three-check management system is still incomplete, and bank management concepts There are lags, the potential risks of non-performing loans are relatively large, and the overall quality of corporate credit personnel is not high. Finally, combined with the above analysis of the problems and causes in the GD bank's non-performing loan management, five points of measures to strengthen the GD bank's non-performing loan management are proposed. One is to optimize the GD bank's credit structure and diversify credit risks; the second is to strictly implement the credit three-check system. Strengthen risk prevention and control capabilities; three is to enrich and innovate the disposal methods of non-performing loans; four is to optimize the credit environment and improve the credit management system; fifth is to strengthen the credit team building and enhance risk prevention awareness and other countermeasures, through the implementation of these measures, effective Control the occurrence of GD bank's non-performing loans, and realize the basic goal of "double reduction" of GD bank's non-performing loan balance and non-performing loan rate
正在翻译中..
结果 (英语) 2:[复制]
复制成功!
Therefore, this paper takes GD bank as the research object, uses the literature method, case analysis method and other methods to study the non-performing loan management of GD bank. Based on the concepts and theories related to non-performing loans, the paper analyzes the current situation of the management of non-performing loans of GD banks from the aspects of the basic situation of non-performing loans, the process and disposal of non-performing loan management, the internal control of non-performing loans, the distribution of non-performing loans and the liquidation of non-performing loans, and concludes that there is an unreasonable credit structure in the management of non-performing loans in GD banks, unreasonable ness in the three-check loan process, a single means of disposal of non-performing loans, imperfect credit management rating system, and weak credit management personnel. The causes of these problems are mainly divided into external and internal reasons, external macro-economic factors, bank-enterprise information asymmetry, internal loan structure unreasonable investment is too concentrated, three-check management system is still imperfect, the bank management concept has lagging behind, the potential risk of non-performing loans object is large, the overall quality of enterprise credit personnel is not high. Finally, combined with the above-mentioned analysis of the problems and causes in the management of non-performing loans of GD banks, five measures to strengthen the management of non-performing loans of GD banks are put forward, one is to optimize the credit structure of GD banks and spread credit risk; Effectively control the occurrence of non-performing loans of GD banks, and realize the basic goal of "double reduction" of the non-performing loan balance and non-performing loan ratio of GD bank.
正在翻译中..
结果 (英语) 3:[复制]
复制成功!
Therefore, this paper takes GD bank as the research object, using the methods of literature review and case analysis to study the non-performing loan management of GD bank. Based on the related concepts and theories of non-performing loans, this paper analyzes the current situation of non-performing loans management of GD bank from the basic situation of non-performing loans, the process and disposal of non-performing loans management, the internal control of non-performing loans, the distribution of non-performing loans and the collection of non-performing loans There are some problems, such as unreasonable, single non-performing loan disposal means, imperfect credit management rating system, weak credit personnel team and so on. The causes of these problems are mainly divided into external and internal reasons, external macroeconomic factors, information asymmetry between banks and enterprises; unreasonable internal loan structure, excessive concentration of investment, and three check management system There are some problems, such as improvement, lagging behind in the concept of bank operation and management, high potential risk of non-performing loan objects, and low overall quality of enterprise credit personnel. Finally, combined with the above analysis of the problems and causes in the management of non-performing loans of GD bank, five measures are proposed to strengthen the management of non-performing loans of GD bank. The first is to optimize the credit structure of GD bank and disperse the credit risk; the second is to strictly implement the credit three inspection system to enhance the ability of risk prevention and control; the third is to enrich and innovate the disposal methods of non-performing loans; the fourth is to optimize the credit environment and improve the credit Through the implementation of these measures, we can effectively control the occurrence of non-performing loans of GD bank, and achieve the basic goal of "double reduction" of the balance of non-performing loans and the ratio of non-performing loans.
正在翻译中..
 
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