• Please complete Retain/Transfer Form of Enterprise Annuity Scheme (if any) and create a single case through HRDirect to attach the scan copy form with your signature before/on last working day. (If employee does not transfer or withdraw the balance in his/her EA personal account after leaving HBCN or after being eligible for receiving EA payment, and he/she also does not fill out and submit "EA Retain or Transfer Form" or does not choose whether or not to authorize the Bank to manage the balance in his/her EA personal account, it is deemed as employee chooses not to participate in future investment and keeps the balance in his/her EA personal account in cash form. )