Ngokwezezimali ezihlanganisiweyo, ukuxhomekeka ekubukeni kweqela, iwotshi yendalo, kunye newotshi yebhanki ekhanyayo, thatha indlela yokukhanya ephindwe kabini.Ngoncedo olubanzi lwezezimali + kwindalo, uPing iBhanki ugxininisa umbono weqela lokwenyani A, Oko kukuthi, ngokwembono yamaphepha emilinganiselo yabathengi, ukudibanisa imali yeebhanki, imali yeinshurensi, iimali zentengiso, imali yebhanki, njl. Indlela "yotyalo mali yebhanki yotyalo-mali +" yotyalo-mali ", Ukudibanisa imali yexesha elide kunye nexesha elifutshane, kunye nokudibanisa inkxaso-mali ethe ngqo kunye nenkxaso-mali engathanga ngqo ukuhlangabezana neemali zabathengi, ukunciphisa umyinge, inzuzo kunye nezinye iimfuno.