From the perspective of the development of financial science and technology, financial science and technology is a combination of science and technology and financial business, and the required talents are comprehensive talents who understand both science and technology and financial business. However, the talents recruited by domestic banks have always been born in the major of economic management, and their job responsibilities are mainly dominated by the bank's assets and liabilities and intermediary business. Their job skills accumulation experience is mainly in the banking business sector, without the experience and working background of scientific research and application, so at present, commercial banks lack comprehensive talents in finance and science and technology, Especially for the high-end talents needed for the development of financial technology.