Hope you had a nice holiday.Before Christmas, Jenny asked the lender's solicitor about the loan availability, and she couldn’t provide more information. So we don't know what the situation is now? I wonder if there would be a chance for me to meet and talk with you?The new year is coming. I hope you can leave all my mistakes in the past, as it hurts me whenever I think of letting you down. With more reflections and insights into myself, we can expect to see the improvements in me.