鉴于金融消费者更为关注个人理财产品的风险和预期收益率。A证券公司应该一

In view of the fact that financial consumers are more concerned about the risks and expected yields of personal financial products. A securities company should, on the one hand, launch personal wealth management products with large amounts, high returns, and high risks for customers with high income, good economic conditions, and strong risk-bearing ability, extending the previous robust products with bonds or capital guaranteed fixed income In the fields of bills, insurance, stocks, fund indexes, etc., it can obtain the maximum return. On the other hand, for customers with low risk tolerance and prudent investment and financial management, product design is based on their core value concept of stable profitability to ensure that they are financial consumers with extremely low or even risk-free conditions. Bring a certain return on assets.

In view of the fact that financial consumers pay more attention to the risk and expected rate of return of personal financial products. On the one hand, for customers with high income, good economic conditions and strong ability to bear risks, a securities company should launch personal financial products with large amount, high income and high risk, and extend the previous stable products based on bonds or breakeven fixed income to the fields of bills, insurance, stocks, fund indexes and so on, so that they can obtain the maximum income. On the other hand, for customers with low risk tolerance and stable investment and financial management, product design is carried out around their value concept with stable profit as the core, so as to ensure a certain asset return for financial consumers under the condition of extremely low or even no risk.<br>

In view of the fact that financial consumers pay more attention to the risks and expected returns of personal financial products. A securities companies should, on the one hand, offer large-value, high-yield and high-risk personal wealth management products to customers with high income, good economic conditions and strong risk-taking ability, and extend the previous robust products with bonds or guaranteed fixed income to the fields of bills, insurance, stocks, fund indexes, etc., so that they can get the maximum benefits. On the other hand, for customers with low risk tolerance and stable investment and financial management, product design should be carried out around their value concept with stable profit as the core, so as to ensure that certain asset returns can be brought to financial consumers under the condition of extremely low or even no risk.