Regarding the American Express Bank

Regarding the American Express Bank credit card, from your explanation, I understand and feel that American Express Bank card is a gift to clients from Westpac bank, regardless of whether the client voluntarily or involuntarily applies for the American Express bank card. As long as Westpac Bank’s platinum credit card is used, Westpac Bank will give the customer an American Express bank card to mislead the consumer and transfer the amount of the customer’s consumption to the American Express bank card, which has a higher interest rate than the Westpac credit card.