二是企业资金回收困难。许多中小企业没有健全的信用销售体系，对客户的信用

二是企业资金回收困难。许多中小企业没有健全的信用销售体系，对客户的信用调查和评估不到位，在催收工作中表现不突出，导致许多应收账款滞留，甚至严重影响企业的生存。三是存货掌制度不完善，导致资金闲置。

二是企业资金回收困难。 许多中小企业没有健全的信用销售体系，对客户的信用调查和评估不到位，在催收工作中表现不突出，导致许多应收账款滞留，甚至严重影响企业的生存。 三是存货掌制度不完善，导致资金闲置。

Second, it is difficult for enterprises to recover funds. Many small and medium-sized enterprises do not have a sound credit sales system, the credit investigation and evaluation of customers are not in place, and their performance is not outstanding in the collection work, resulting in many accounts receivable detention, even seriously affecting the survival of enterprises. Third, the inventory management system is not perfect, resulting in idle funds.<br>