G) Let's not kid ourselves; most of us could do with a lot more money in our lives. Or how do we get it? Completing a degree at a traditional university often proves one thing you turned up and completed the work required. Often you walk out of a course or the final exam and two days later cannot remember anything that you learned. The personal development industry has risen in profile significantly as a supplement to traditional education. From motivational speakers to self-help books, there are many places that you can turn for assistance. H) In a majority of Australian families, two parents have worked hard into their 60's and then retired to a mediocre pension. The system teaches us to go to school, study hard. pass exams,go to university, get a job in a stable company and ten work hard for the next 40 years, and then retire. In the 21st century we are working longer hours,whether it is for someone else or in our own business. Isn't it time for us all to stop and think about our future and where our own life is heading?