众筹，具有低门槛、多样性、依靠大众力量、注重创意的特征，是一种向特定人

众筹，具有低门槛、多样性、依靠大众力量、注重创意的特征，是一种向特定人群募资，以支持发起的个人或组织的行为。大部分互联网金融平台，都局限在如何千方百计做好投融资双方的中间人角色，甚至盲目追求因成功融资带来的利润，在审核、投资者教育、后期管理上存在盲区，导致一些投资项目有头无尾，要么项目上线融资难成，要么融资完成之后没保障。

众筹，具有低门槛、多样性、依靠大众力量、注重创意的特征，是一种向特定人群募资，以支持发起的个人或组织的行为。 大部分互联网金融平台，都局限在如何千方百计做好投融资双方的中间人角色，甚至盲目追求因成功融资带来的利润，在审核、投资者教育、后期管理上存在盲区，导致一些投资项目有头无尾，要么项目上线融资难成，要么融资完成之后没保障。

Crowdfunding, with the characteristics of low threshold, diversity, relying on the strength of the public and focusing on creativity, is a kind of behavior of raising funds from specific groups to support individuals or organizations. Most of the Internet Financial platforms are limited in how to do a good job in the role of middleman of both sides of investment and financing, and even blindly pursue the profits brought by successful financing. There are blind areas in the audit, investor education and later management, resulting in some investment projects with no end, or the project online financing is difficult to achieve, or the financing is not guaranteed after completion.<br>