Customer Dufei mainly spends money on businesses such as hotels, accommodation, department stores, photography, luggage, etc. The single and accumulated spending amount is large, which is quite different from the reserved income level, and some transactions are split. There is a big gap between the repayment amount of customers in this period and their reserved income level, and the real source of repayment is in doubt; Customers split multiple repayments in a single month or a single day, and some of them spend a lot on the repayment day, which is inconsistent with the normal use mode of personal credit cards and involves certain potential risks.
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