客户杜飞主要消费至从事酒店、住宿、百货、摄影、箱包等商户，单笔及累计消

客户杜飞主要消费至从事酒店、住宿、百货、摄影、箱包等商户，单笔及累计消费金额较大，与其预留收入水平差距较大，部分交易呈现拆分特征。客户本期还款金额与其预留收入水平差距较大，还款真实来源存疑；客户单月或单日拆分多笔还款，部分还款当日大额消费，与个人信用卡正常使用模式不符，涉及一定潜在风险。

Customer Du Fei mainly consumes to merchants engaged in hotels, accommodation, department stores, photography, luggage, and other businesses. The individual and cumulative consumption amounts are relatively large, and there is a significant gap between them and their reserved income levels. Some transactions exhibit a split feature. There is a significant gap between the customer's current repayment amount and their reserved income level, and there is doubt about the true source of repayment; The customer splits multiple repayments on a single month or day, and some of them consume large amounts on the same day of repayment, which is inconsistent with the normal usage mode of personal credit cards and involves certain potential risks.

Customer Dufei mainly spends money on businesses such as hotels, accommodation, department stores, photography, luggage, etc. The single and accumulated spending amount is large, which is quite different from the reserved income level, and some transactions are split. There is a big gap between the repayment amount of customers in this period and their reserved income level, and the real source of repayment is in doubt; Customers split multiple repayments in a single month or a single day, and some of them spend a lot on the repayment day, which is inconsistent with the normal use mode of personal credit cards and involves certain potential risks.