On Wednesday, July 11th, 2018, I travelled to the loss site and conducted my examination. I metwith the insured Wanda Fogarty who signed the permission form and provided me with informationand access to the residence.While speaking with Wanda, she told me she was not at home at the time of the fire, but LouisePeigne, their babysitter for their grandchildren was. Wanda said Louise heard the smoke alarm gooff and when she went into the kitchen area she saw fire in the area of the toaster. Furnishingsand personal items remained throughout the residence. There was smoke damage throughout alarge area of the residence, but the fire damage was contained to the kitchen.