Commercial banks need to establish an effective risk reporting system within the system. If the employees of the company discover the problem, they will immediately transmit the information to a superior service according to the level of the problem. To prevent risks that increase risks, a higher-level organization should immediately provide and implement specific and effective plans as soon as a risk situation is identified and at the same time implement emergency assistance. If the risk affects the security of the sector, it is necessary to immediately report to the control and administration body, to implement the agreements of the control and management body and to coordinate the measures between them in order to solve the problem.