After a loss, the insured is required to take all reasonable steps,including the removal of property if necessary, to prevent furtherloss or Ju*ugt. Any costs incurred are usually referred to assalvage expenses. The insurer agrees to contribute pro rata to anyreasonable salvage expenses incurred. If the property is insured tofull value, the iniurer will pay all of the salvage expenses' If' onthe other hand, it is only insured to 60% of its value, the insurerwill pay only 60Vo of the salvage expenses'