The income of migrant workers is low. In terms of average monthly income, the income level of migrant workers is generally not high, most of them are concentrated in the range of 2000 to 6000 yuan, and there are very few people whose income is lower than 2000 yuan and those whose income is higher than 6000 yuan. It can be seen that the overall income level of migrant workers is relatively low, and their income is used to pay for the living expenses of the whole family, including personal living expenses, children's education expenses, and daily expenses such as support for the elderly. For migrant workers, the monthly payment of one to two hundred yuan for personal medical insurance is a heavy burden. Migrant workers are highly mobile. Mobility is the most significant feature of migrant workers. In order to obtain economic benefits, they will go from one unit to another, or even from one city to another. The mobility of migrant workers determines that they cannot participate in a stable and long-term collaboration. The same insurance in one place.