Return on assets is the ratio of income to average assets, the higher the index, the investmentThe higher you go, the higher your income. Through the index, we can see the profit source of commercial banks.The index is an important indicator of profitability. Revenue Profit is a measure of unit of operating revenueProfits; The higher the profit margin, the more profit the bank generates on each operating income. Equity multiplier, reflecting the extent to which operators use equity. inWhen determining the return on equity of commercial banks, the equity multiplier has a multiplier effect on profit rate.If the return on assets of two commercial banks is the same, but the equity multiplier is different, then the income is:When appropriate, commercial banks with higher asset multipliers will have higher ROE. Commercial silver and small equity multiplierMicrofinance leverage is good for commercial banks.