企业适度负债，可以获取财务杠杆利益，但过度负债一方面会导致企业信用等级

Enterprises with moderate debt can obtain financial leverage benefits, but excessive debt will on the one hand reduce the company's credit rating and increase the cost of refinancing, on the other hand it will weaken the company's ability to pay. The expected reduction may trigger a financial crisis. SAIC Group's short-term debt solvency is better, and it is gradually increasing, the debt ratio is in a relatively reasonable state, and it can make full use of financial leverage to create more income for the company, but the proportion of current liabilities is too high, and the financial risk is relatively high Big. In addition, the turnover rate of accounts receivable is low and has been in a downward trend, while the accounts payable is high and the trend is generally rising. The dependence on suppliers is becoming greater and greater. Will exacerbate financial risks and operating risks.

The enterprise's moderate debt, can obtain the benefit of financial leverage, but on the one hand, excessive debt will lead to the enterprise credit rating reduction, refinance costs increase, on the other hand, will weaken the enterprise's ability to pay, if the credit chain of one link error, or the actual cash flow is lower than expected, may trigger a financial crisis. SAIC Group has a better short-term solvency, and is gradually strengthening, the debt ratio is in a more reasonable state, can make full use of financial leverage to create more income for enterprises, but the proportion of current liabilities in debt is too high, financial risk is greater. In addition, the turnover rate of accounts receivable is low, and has been in a downward trend, while the higher accounts payable, in the overall upward trend, the dependence on suppliers is growing, the two levels of differentiation, will also increase financial risks and operational risks.

Moderate debt of enterprises can obtain financial leverage benefits, but excessive debt on the one hand will reduce the credit rating of enterprises, raise the cost of refinancing, on the other hand, weaken the ability of enterprises to pay. If one link of the credit chain goes wrong, or the actual cash flow is less than expected, it may cause financial crisis. SAIC Group's short-term debt paying ability is better, and it is gradually increasing. The debt ratio is in a reasonable state, which can make full use of financial leverage to create more profits for the enterprise. However, the proportion of current liabilities in liabilities is too high, and the financial risk is large. In addition, the turnover rate of accounts receivable is relatively low and has been in a downward trend, while accounts payable is relatively high, which is in an upward trend as a whole, and it is more and more dependent on suppliers. Under the two-level differentiation, it will also aggravate financial risk and operational risk.<br>