信用卡本身最基础的的刷卡购物消费透支功能外，可以 ATM 取现，不仅可

Itself the most basic of overdraft credit card shopping functions can be ATM cash withdrawal, the consumer can not only be a pen installments, and can be on the bill amortization. Credit transfer and settlement functions greatly facilitate the buying and selling activities of cardholders and merchants, reduce the amount of social currency funds, while the amount of consumer spending can be made by bank transfer payments directly, saving time and labor safety.

信用卡本身最基础的的刷卡购物消费透支功能外，可以 ATM 取现，不仅可以进行某笔消费进行分期还款，而且可以对账单进行分期还款。信用卡的转账结算功能极大方便了持卡人与商家的购销活动，减少社会货币资金的使用量，同时客户消费的金额可以直接通过银行转账进行还款，省时省力有安全。

Besides the most basic overdraft function of credit card, it can withdraw cash through ATM. It can not only repay a certain consumption in installments, but also repay bills in installments. The transfer and settlement function of credit card greatly facilitates the purchase and sale activities of cardholders and merchants, reduces the use of social monetary funds, and at the same time, the amount of customer consumption can be directly repaid by bank transfer, saving time, labor and safety.<br>