Between your relationships and your issues with larger forces that don't look like they're going to quit any time soon, you're caught in a vise that doesn't give you much breathing room. Don't waste your energy trying to make it all perfect. You may need to keep yourself focused on the bottom line much longer than you expected to. For others, there is about to be an upswing that will provide you with the momentum and the enthusiasm to start over. Either way, don't obsess about your $$ situation. Let it be, and remain philosophical about the fact that everything ebbs and flows.