该行的全面风险管理相关技术还停留在比较初级或是起步阶段，有些领域的风险

该行的全面风险管理相关技术还停留在比较初级或是起步阶段，有些领域的风险管理技术还有待开发。需要根据巴塞尔协议的要求的基础_上，结合行内自身发展情况，创造和创新适用于本行的方向管理技术。充分发挥该行在国内银行业的信息科技方面的优势，丰富风险管理手段，提高本行的风险管理技术。运用大数据、机器学习等科技手段，探索研究智能风控场景开发，赋能风险管理的事前、事中、事后流程关键工作，例如，监管信息收集、外部处罚信息收集、非法集资监测、反欺诈等。以操作风险案例库为例，通过大数据及智能系统应用，改变传统的案件防范和案件调查方式，完成由人工向数字化、自动化的转变，并通过构建AI模型动态监测风险并及时预警，锁定风险人员并提供案件调查线索，最大程度地防范风险并降低损失，同时通过智能仪表盘提供一站式的风险监测动态，预警趋势及排查动态全景视图，全面直观的掌握风险监测全貌。

该行的全面风险管理相关技术还停留在比较初级或是起步阶段，有些领域的风险管理技术还有待开发。 需要根据巴塞尔协议的要求的基础_上，结合行内自身发展情况，创造和创新适用于本行的方向管理技术。 充分发挥该行在国内银行业的信息科技方面的优势，丰富风险管理手段，提高本行的风险管理技术。 运用大数据、机器学习等科技手段，探索研究智能风控场景开发，赋能风险管理的事前、事中、事后流程关键工作，例如，监管信息收集、外部处罚信息收集、非法集资监测、反欺诈等。 以操作风险案例库为例，通过大数据及智能系统应用，改变传统的案件防范和案件调查方式，完成由人工向数字化、自动化的转变，并通过构建AI模型动态监测风险并及时预警，锁定风险人员并提供案件调查线索，最大程度地防范风险并降低损失，同时通过智能仪表盘提供一站式的风险监测动态，预警趋势及排查动态全景视图，全面直观的掌握风险监测全貌。

The bank's comprehensive risk management related technology is still in its infancy, and the risk management technology in some areas has yet to be developed. It needs to be based on the requirements of the Basel Accord_ On the other hand, combined with the development of the bank, we should create and innovate the direction management technology suitable for the bank. Give full play to the bank's advantages in information technology of domestic banking industry, enrich risk management means and improve the bank's risk management technology. By using big data, machine learning and other scientific and technological means, this paper explores and studies the development of intelligent risk control scenarios, enabling the pre -, in - and post process key work of risk management, such as regulatory information collection, external punishment information collection, illegal fund-raising monitoring, anti fraud and so on. Taking the case base of operational risk as an example, through the application of big data and intelligent system, the traditional way of case prevention and investigation is changed, and the transformation from manual to digital and automatic is completed. Through the construction of AI model, the risk is dynamically monitored and early warning is given in time, the risk personnel are locked and the clues of case investigation are provided, so as to prevent the risk and reduce the loss to the greatest extent, At the same time, the intelligent dashboard provides a one-stop panoramic view of risk monitoring dynamics, early warning trends and troubleshooting dynamics, so as to comprehensively and intuitively grasp the panorama of risk monitoring.<br>