From the perspective of financing costs, financial leasing companies can enter the interbank lending market because of license dividends, financing costs are relatively cheap, non-bank financial leasing companies if they borrow from banks, then play a customer role. Banks attach great importance to the shareholder background and guarantee of financial leasing enterprises in the choice of target customers, and some small and medium-sized financial leasing companies become burdens of high capital costs for various reasons, such as insufficient qualifications. This kind of financing structural contradiction caused by the difference of license and capital strength is becoming more and more obvious, and it will not be conducive to the sustained and healthy development of the whole financial leasing industry in the long run.
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