(4) Operating efficiency and capital utilization efficiency total asset turnover rate X6, liquid assets turnover rate X7. The asset management status of an enterprise has a direct influence on the credit risk level of the enterprise. <br>(5) Development capacity sales (business) growth rate X8, capital accumulation rate X9. The greater the growth rate of sales (business), indicating that the faster the growth rate of sales (business) income, the better the development situation of enterprises, and the credit risk of enterprises is less. The capital accumulation rate shows the development potential of the enterprise. The higher the value of this indicator, the more capital accumulation of an enterprise, the stronger the preservation and growth of the investor's investment in the enterprise's capital, and the stronger the ability of the enterprise to cope with risks.<br>The credit risk of an enterprise is relatively small.
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