Net profit continued to lose money in 2016, but improved, with a loss of 189 million yuan, down 34.91 percent from the previous year. Suning Tesco's consumer financing is in the development phase, in order to improve brand awareness, through increased promotional investment, which translates into increased spending. But with the continuous improvement of the quality of service in support of Big Data, improving visibility, expanding the user base, product profits have increased, but also gradually improve the benefits of consumer finance. At the same time, the improvement of the external economic environment also played a certain role in promotion.