As can be seen from the table. Among the two core variables of this paper, whether farmers open online banking (X1) and whether farmers open mobile banking (X2) have a significant impact on the confidence level of 5% and 1% of the total consumption of farmers, respectively. The total consumption of peasant households will increase by 0.174 units for each additional unit opened by peasant households' online bank. The total consumption of peasant households will increase by 0.343 units if the opening of peasant households' mobile banks does not increase by 1 unit