要研究集中于企业长期发展住房按揭贷款和中期汽车公司贷款，而对类似旅游、

Research should focus on the long-term development of housing mortgage loans and medium-term auto company loans for enterprises, but lack of in-depth mining and development of short-term target consumer loan management such as tourism, education, home appliances, and furniture purchase; It is also relatively shallow, such as consumer behavior financial innovation products and services for our college students and farmers are still in the short-term or even blank stage

To focus on the long-term development of enterprises housing mortgage loans and medium-term car company loans, and similar tourism, education, home appliances, furniture purchase and other short-term target consumer loan management lack of depth mining and development, in a special customer group of mining education is also shallow, such as for our college students, farmers and other consumer behavior financial innovation products and services are still in a short board or even blank stage

It is necessary to focus on the long-term development of housing mortgage loans and medium-term loans of automobile companies, while the management of short-term target consumer loans such as tourism, education, home appliances and furniture purchase lacks in-depth exploration and development; the education level of mining a special customer group is also shallow, such as the financial innovation products and services for our college students, farmers, etc In short board or even blank stage<br>